Financing
Swimming Pool Remodel Loan Option 1
Swimming Pool Remodel Loan Option 2
*4.99% – 13.29% APR w/AutoPay | Up to 12 Years* | Up to $45,000
Our lending partner, LightStream, has great loan options for people who are looking for a personal loan that funds direct to the borrower in less than two business days – sometimes the same day the application is submitted! Good and substantial credit is required for approval.
Apply with LightStream today. Upon approval, the funds will be deposited directly into your account and can be used with any contractor and for any home improvement project. Viking Capital’s customer service team will assist you throughout the pool building process.
* The APR listed is for an unsecured home improvement, pool, or solar system loan between $10,000 and $24,999 with a term between 24 and 36 months for applicants with excellent credit. Your APR may differ based on loan purpose, amount, term, and your credit profile. Rate is quoted with AutoPay discount, which is only available when you select AutoPay prior to loan funding. Rates under the invoicing option are 0.50% higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice. Payment example: Monthly payments for a $25,000 loan at 9.09% APR with a term of 12 years would result in 144 monthly payments of $285.78.Viking Capital may be compensated by LightStream through links on this site.
Swimming Pool Remodel Loan Option 3
*Rates from 7.99% | 12 Year Term | Up to $45,000 Interest only payments for 7 months! No income verification! This loan is our most popular because it offers excellent terms and has minimal loan conditions. Even people with special circumstances such as commission income, non-resident co-borrowers, homes under construction and rental properties can qualify. There is no prepayment penalty!
Upon approval and acceptance of terms, you’ll receive a “shopping pass” which works like a credit card and is good for the amount of your loan. It can only be used with your approved contractor. Your contractor charges your “shopping pass” at milestones stated in your pool contract with a required 30% draw at completion. As an example, you could pay 20% at Excavation, 30% at Gunite, 20% at Decking and 30% at Completion. You have 6 months from the approval date to use the shopping pass to pay for the pool and any “extras” you have purchased through your pool builder.
You are only required to pay interest on the funds charged during the first 7 months of the loan. After 6 months, the card expires and your payment is locked in. You get one more interest-only payment but can no longer affect the payment going forward.